SUMMARY Suretly is an international crowdvouching platform. Crowdvouching is similar to peer-to-peer (P2P) lending, but it has some significant differences with P2P lending as well. Crowdvouching allows people (vouchers) to act as co-signers altogether and vouch for borrowers per their preference. Vouchers guarantee to repay the loan if the borrower fails to pay the loan back as a risk/reward act. The creditors Suretly works with use the guarantee obtained through vouchers, and lend money to the borrowers. **Benefits for Borrowers:** | **Benefits for Investors:** ------------ | ------------- Easy to use | Distribution of risks Lower borrowing rates | No costs Anonymity | Low default rate Improve credit history | Quick return on investment Suretly’s mobile application can be downloaded from [Google Play](https://play.google.com/store/apps/details?id=com.suretly.app), and currently can be used in Russia. The company is working towards making agreements with new creditors from Kazakhstan and Russia. In the future, Suretly aims to launch their product in cross-border locations including United States.

**SUR TOKEN & CROWDSALE** Suretly is planning to raise between $1.5 - $10 million USD. All funds raised via ICO will be exchanged for 15% of Suretly, Inc.’s shares. The initial exchange rate for 1 SUR token will be 0.1ETH or equivalent in bitcoin, litecoin or waves. The crowdsale will start on 07/11/2017, and will end 08/11/2017 or when an equivalent of 10 million USD is raised. During the first hour of the ICO, the participants will receive 70% bonus. For the next 23 hours after the 1st hour, the bonus will be 50%. If the campaign is successful, an additional 10% will be issued to a pool for current and future employees. This pool of tokens will be accessible after 12-month period. Additionally, please keep in mind that 50741 preSUR tokens were sold during a presale campaign on 05/16/2017. Every preSUR token will be converted into 2 SUR tokens.

**TOKEN BUYBACKS** After the 3rd quarter following the ICO, 0.2% of each loan will be used to buyback tokens from exchanges. All purchased tokens will be burned.

**TEAM** * Eugene Lobachev, CEO Founder of Suretly is a serial entrepreneur and have created multiple startups in the past 10 years. https://www.linkedin.com/in/elobachev/ * Anna Paulova, CMO Seven years in marketing & design, two years of experience with SMM & context ads (Yandex.ru), two years in Financial lid generation (krediman.ru). * Svetlana Eydelman, CFO Two years in investment and banking, three years in business consulting, eight years in business development. Completed MBA at the City University of New York * Vlad Zubarev, Business Development & Advising Spent 15 years in software development while working at prominent Silicon Valley based start-ups such as Cisco Systems First as an engineering manager heading large development organizations spread across several regions. * Andrey Zverev, Business Development & Advising Twenty years of experience in the Financial technology and payment processing space. Completed post-graduate courses at Harvard University. Ex-founder of Cashoninternet.com, one of the ?rst ?n-tech companies in the U.S. to provide micro loans online. * Konstantin Vishnivetsky, Lead developer 14 years experience in C++, Java, SQL. 5 years in Fintech industry. Three years experience in AI scoring industry.

For more information about Suretly Crowdsale, please visit the following: Website: http://www.suretly.com/ Crowdsale Site: https://www.ico.suretly.com/ Whitepaper: https://suretly.com/docs/Suretly_whitepaper_v1.2.pdf Bitcointalk: https://bitcointalk.org/index.php?topic=1879035.0 Facebook: https://www.facebook.com/suretly/ Twitter: https://twitter.com/suretly_com