https://steemitimages.com/DQmSXAMPUqH4NSPR3oJSRMZ3abu5pDnQ6an6QykNMrGSpJk/6.jpg

In financial management there are three decisions, namely investment decisions, financing decisions, and dividend decisions. Of the three decisions, investment decisions are considered most important. Someone will allocate funds for investment in the hope of receiving benefits in the future. Investment is a commitment to the use of money for a particular object with the aim that the value of the object during the investment period will increase, at least persist and during that period also yields to the investor. Investing can contain risks, investments can be profitable and can be detrimental. A financier is willing to take risks, because of the expected return on investment returns on a regular basis. The concept of risk is inseparable in relation to returns, as investors always expect an appropriate rate of return on each investment risk it faces. stock return is the profit earned from the ownership of the investor’s share of the investment, consisting of dividends and capital gain / loss. Dividends are corporate profits distributed to shareholders in a certain period. Capital gain / loss in a period is the difference between the original stock price (the beginning of the period with the price at the end of the period). If the stock price at the end of the period is higher than the initial price, then it is said that investors get capital gains, whereas if the opposite happens then the investor is said to get capital loss. ### Investment opportunities in Cryptocurrency The growing world of digital currency lately, so many people are interested to look at coin-shaped digital currencies or commonly called cryptocurrency. The investment of cryptocurrency proved profitable because of its rapidly growing market to date. Cryptocurrency if described in language science means crypto or secret and currency or currency. So cryptocurrency is a digital currency that is secret or decentralized and is managed in a peer to peer using blockchain technology. Cryptocurrency also has no physical form like the currency in general, only digital but can be used as a means of payment. Cryptocurrency which first appeared was Bitcoin. Which at the time of launch is very cheap and no one is interested in bitcoin. However, the current bitcoin becomes the king of cryptocurrency or as a precursor of other cryptocurrency types. Seeing the cryptocurrency of the world, then many business opportunities that can be run, among others, investment cryptocurrency. The way you can choose the type of cryptocurrency that has a profitable potential such as Bitcoin, Ethereum, Dash, Dogecoin, Litecoin and others. All you do is buy a coin that you specify when the price is down or cheap, then save the coin until the price rises or expensive then sell. The price difference that you will get as an advantage. You can also invest in ICO (Initial Coin Offering) which can be equated with IPO (Initial Public Offerings) on the exchange. ### ICO, (Initial Coin Offering) ICO Extension of Initial Coin Offering, when interpreted in its entirety means the earliest coin offerings prior to launch into the free market. We can also compare ICO with IPO (Initial Public Offerings) in the stock market. The most striking difference of IPO and ICO is that the IPO when it wants to raise funds must go through many regulations while the ICO is more simple and easy without going through complicated regulations such as IPO and can be followed by anyone who wants to invest. ### Benefit of ICO The advantage for investors who follow ICO before the coin is launched to the free market is the price given will be cheaper. And usually when the coin is launched into the market the price will be higher than when ICO, this is a consideration by many investors against ICO and considered something very profitable. ICO is rated as the most effective way to get capital compared to conventional means, ICO is one of the steps taken by startup companies to get initial funding from investors, this step is also taken by [Savedroid](https://ico.savedroid.com/) team which we will discuss in this article. ## What is SAVEDROID ?

https://steemitimages.com/DQmcbxKiStsnTR92D1zgVPCybScKuWLEyzupGNJgg64saAB/3.jpg

When you hear about [Savedroid](https://ico.savedroid.com/), you’ll want to know what this is and how it works to provide the best service for saving cryptocurrency. In this case, Savedroid has a mission to remove obstacles so that crypto is represented in the mass market. Savedroid provides many features, but one of the most interesting and innovative things is about how Savedroid provides the best and simplest way to invest and save crypto. now you can save your fiat money in crypto currency. After successfully completing one of your events (smooves) your money is invested in the type of crypto of your choice. This allows users to invest in crypto without having to manually transfer bank transfers, look up exchanges, send tokens to purses and so on. Savedroid does the work for you and saves you money in crypto in cognition so you end up meeting your desires. Savedroid will also offer a credit card “cryptocurrency” so spending money to fulfill your wishes becomes easy and fast. With their advanced algorithm, savedroid also offers the possibility to diversify the crypto portfolio and also switch from one crypto to another. [Savedroid](https://ico.savedroid.com/) provides average mass market users with easy access to cryptocurrencies without technological adoption barriers. Within savedroid’s unique AI fueled ecosystem, users will profit from convenient AI-based crypto saving plans in Bitcoin, Ethereum, Bitcoin Cash, Ripple, Litecoin, IOTA, Dash, Stellar, etc. and superior crypto investment opportunities, such as portfolios, derivatives, and ICOs. Savedroid will create a smart UX which conveniently auto converts savings to cryptocurrencies, securely stores them, and makes them easily accessible, tradeable, and spendable. ### Savedroid ICO, different from other ICOs ! Currently Savedroid team is implementing ICO (Initial Coin Offering), the main objective to implement ICO is to get funds from investors to create and develop businesses and programs from Savedroid itself. [Savedroid](https://ico.savedroid.com/) has a highly innovative and sustainable product with massively growing user base and revenue. More than that, everyone joining savedroid ICO will be part of the revolution and shape the future, where everyone will profit from cryptocurrencies. savedroid specialized in artificial intelligence (“AI”) saving technology, has geared up to democratize cryptocurrencies: savedroid eliminates today’s complex and painful processes as we create a smart User Experience (“UX”). savedroid will leverage its existing core assets of state-of-the-art AI technology and great UX based on maximum simplification and emotional gamification to deliver this exceptional value proposition. Of particular note is the fact that savedroid is the very first ICO of a German stock corporation that follows German legislation and regulation to provide participants with the highest level of security. Last, but not least, we have a great team and advisory board that will lead us through the following years. ### Savedroid Token (SVD), eliminated the Limitations ! Savedroid implements a Tokenization system which means that all processes and transactions that run on the program must use a Savedroid Token (SVD) that serves to simplify the transaction process and eliminate the Limitations to get involved in ICO. SVD can be used by savedroid users to get the new cryptosaving service. So you can pay for your exchange, wallet and also credit card fees with SVD. [Savedroid](https://ico.savedroid.com/) will create a smart UX which conveniently auto-converts savings to cryptocurrencies, securely stores them, and makes them easily accessible, tradeable, and spendable. We will offer all of these crypto services for a reasonable fee (we might adjust the fees over time to address latest market developments). Our users will be required to purchase all consumed crypto services within the savedroid ecosystem using SVD. Hence, more users of the savedroid ecosystem will translate into a higher demand for savedroid tokens. When a user takes his savedroid tokens to pay for a crypto service, we collect his savedroid tokens and automatically burn a percentage of these tokens. Thus, the number of available savedroid tokens will decrease over time. Below the line, this will support the future value of the savedroid token. A total of 10 billion SVDs will be issued on the Ethereum blockchain using a smart contract. SVD will comply with the ERC-20 standard and will be freely transferable on the Ethereum blockchain. Ethereum was the natural choice for this project due to its broad adoption and industry-standard for issuing custom digital assets. ### TOKEN SALE Name: Savedroid Symbol: SVD Pre-Sale: 12.01. — 26.01.2018 Main Sale: 09.02. — 09.03.2018 Price: 1 SVD token sold at 0.01 € Tokens created 10,000,000,000 Tokens for sale 6,000,000,000 Unsold tokens will be burned Token Distribution: Pre-Sale 5%, Main Sale 55%, Bounty 5%, Advisors and Legal 10%, Equity Investors and Team 15% Community, Business Development and Expansion 10%. With all the simplicity and technology offered and planned by the Savedroid team, investing in the Savedroid token (SVD) is an option that can be taken by everyone to invest in a Cryptocurrency. For your information, SVD will be listed on HitBTC and IDEX ! To find out more about Savedroid can be through the official address at [ico.savedroid](https://ico.savedroid.com/), as well as investors and ICO actors and potential platform users can join ICO via the following link [TOKEN SALE](https://ico.savedroid.com/sale/), and make sure there is a full review of the Savedroid project in [WHITEPAPER](https://ico.savedroid.com/savedroid-ico-whitepaper.pdf) . *** **Author** **Name: [Ahmad Raditya](https://bitcointalk.org/index.php?action=profile;u=1282308)** **Profile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1282308**